Charges & Mortgages
Creation, perfection, and registration of charges and mortgages for banks and micro-finance institutions, with security packages built to survive enforcement.
Securities, transfers, leases, and the documentation that protects banks, borrowers, and property owners.
Conveyancing has been a cornerstone of the firm since its early years. We act for banks, micro-finance institutions, developers, corporate buyers and sellers, and individual property owners on the full sweep of property transactions, from a single residential transfer to a multi-asset secured lending package.
The practice is built on three habits the firm refuses to negotiate on: rigorous due diligence, fidelity to the statutory framework, and an unwavering focus on the client's interest at every step. Securities are created to be enforceable. Transfers are registered cleanly. Documents read the way they will need to read if the matter is ever litigated.
Creation, perfection, and registration of charges and mortgages for banks and micro-finance institutions, with security packages built to survive enforcement.
Drafting of debentures and supporting loan agreements for lenders, including all-monies, fixed, and floating-charge structures.
Real-estate contracts, transfers, and post-completion registration for buyers and sellers across residential, commercial, and agricultural property.
Commercial and residential lease agreements, sub-leases, and registration of registrable leases at the Lands Registry.
Official searches, encumbrance review, rates and rent compliance, and clean written reports on title before money changes hands.
Reconveyances, discharges of charge, and release documentation, completed cleanly so titles return to the borrower without surprises.
A four-step discipline applied to every brief, so the work is senior-led at the points where senior judgement matters, and moves predictably between them.
Engagement letter agreed; official searches and statutory due diligence run before any draft documentation is committed to.
Sale agreement, transfer, charge, debenture, or lease drafted to fit the commercial brief and the security package the lender approved.
Documents executed, stamp duty assessed and paid, and consents (where required) obtained before lodgement.
Lodgement at the Lands Registry, follow-through to registration, and clean release of original documents to the right party.
The ones we hear most often. For anything specific to your matter, a short call is usually the fastest way to an answer.
All firm FAQs →Yes, a substantial share of the conveyancing practice is for lenders. We draft and perfect charges, debentures, and supporting facility documentation, and we register and release securities through to discharge.
Where documentation is in order and consents are not required, a straightforward transfer typically takes 6–10 weeks from sale agreement to registration. We confirm a realistic timeline at the first call.
Yes. Title searches are run before substantive work begins, and we put any issue in writing — encumbrances, rates arrears, defects in succession — so the decision to proceed, withdraw, or renegotiate sits with you, not us.
We do. The firm regularly acts on property and security matters in Bomet, Kisii, Nakuru, Nairobi, Narok, Sotik, Eldoret, Kapsabet, Nyamira, Kisumu, and beyond.
We will tell you, plainly, whether we are the right firm, and how we would propose to handle it. The first call is confidential and at no charge.